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A simple example of the continuous compounding formula would be an account with an initial balance of $1000 and an annual rate of 10%. To calculate the ending balance after 2 years with continuous compounding, the equation would be. This can be shown as $1000 times e(.2) which will return a balance of $1221.40 after the two years. An example of a DeFi company designed with these tenants is Compound Finance. Compound Finance for Dummies What is Compound Finance? At a high level, Compound Finance is a permissionless lending system built on Ethereum. Compound enables users to lend and borrow popular cryptocurrencies like Ether in exchange for interest or debt.

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For staking: Aave offers a 2.73% supply APY for USDT and Compound offers a 3.07% supply APY for USDT. For borrowing : Aave offers a 3.68% interest rate for USDT and Compound offers a 4.41% rate for USDT. A liquidity pool is a smart contract that allows a user to deposit assets into a pool managed by the smart contract. The pool is used for liquidity to power the swapping ability of a DEX. Investors are encouraged to deposit into liquidity pools because they earn revenue from the swaps that happen on the DEX platform.

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